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However, academic literature is still scarce and mainly focused on technology Risius and Spohrer We previously discarded other frameworks as they did not fully support the research objective. The insurance industry interacts with many other vertical businesses, such as automotive, logistics, health, and finance, and owns a huge amount of data. Fraud is easier to detect as data are immutable and visible Elhence et al. There is still a long journey to move to a complete explosion of blockchain applications in insurance Gatteschi et al.
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